Loan

How do I apply for a loan?

You may apply for a loan by coming in and picking up an application.

How long will it be until a decision is made on my loan application?

A decision will be made on most completed loan applications by the next business day after receiving the application.  We will do our best to process your application as quickly as possible

Deposit

Are savings deposits insured?

Yes. All savings accounts are insured.

How long will it be until a decision is made on my loan application?

A decision will be made on most completed loan applications by the next business day after receiving the application. We will do our best to process your application as quickly as possible.

Other

What is arjan saving and credit co-operative limited?

An arjan saving and credit co-operative is a co-operative, not-for-profit financial institution organized to promote thrift and provide credit to members. It is member-owned and controlled through a board of directors elected by the membership. The board serves on a volunteer basis and may hire a management team to run the arjan saving and co-operative. The board also establishes and revises policy, sets dividend and loan rates, and directs certain operations. The result: members are provided with a safe, convenient place to save and borrow at reasonable rates at an institution which exists to benefit them, not to make a profit.

What is the purpose of a arjan saving and credit co-operative limited?

The primary purpose in furthering their goal of service is to encourage members to save money. Another purpose is to offer loans to members. In fact, arjan saving and credit co-operative limited have traditionally made loans to people of ordinary means. Arjan saving and credit co-operative limited can charge lower rates for loans (as well as pay higher dividends on savings) because they are nonprofit cooperatives. Rather than paying profits to stockholders, arjan saving and credit co-operative limited return earnings to members in the form of dividends or improved services.